Privacy and Protection Of Personal Information

VipOr-Marketing.net is committed to protecting your privacy. This Statement of Privacy applies to the VipOr-Marketing.net Web site and governs data collection and usage at the VipOr-Marketing.net site and services; it does not apply to other link, site, service or good online or offline claiming to be associated with VipOr-Marketing.net.

VipOr-Marketing.net and its operational service partners collect and use your personal information to operate VipOr-Marketing.net and deliver the services or goods you have requested. VipOr-Marketing.net may offer your information for free or for a fee to Lenders who can assist your mortgage loan request.

VipOr-Marketing.net does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. VipOr-Marketing.net, although not a direct lender, may from time to time confer your loan to a party that can close the loan at a lower rate or fee. Collection and submission of your personal information does not guarantee that your loan will be serviced. Lenders reserve the right to cancel loans that do not conform to lender guidelines.

VipOr-Marketing.net may access and/or disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on VipOr-Marketing.net or the site; (b) protect and defend the rights or property of VipOr-Marketing.net (c) act under exigent circumstances to protect the personal safety of users of VipOr-Marketing.net, its web site, or the public.

VipOr-Marketing.net will occasionally update this Statement of Privacy to reflect company and customer feedback. When VipOr-Marketing.net posts changes to this Statement, you will see the word "updated" next to the Privacy Statement link on the front page of VipOr-Marketing.net. If there are material changes to this Statement or in how VipOr-Marketing.net will use your personal information, VipOr-Marketing.net will prominently post such changes prior to implementing the change. VipOr-Marketing.net encourages you to periodically review this Statement to be informed of how VipOr-Marketing.net is protecting your information.

VipOr-Marketing.net reserves the right to change the terms, conditions, and notices under which the VipOr-Marketing.net Site/Services are offered, including but not limited to the charges associated with the use of the VipOr-Marketing.net Site/Services. You are responsible for regularly reviewing these terms and conditions and additional terms posted on particular websites. Your continued use of the VipOr-Marketing.net Site/Services constitutes your agreement to all such terms, conditions, and notices.

UBE/SPAM Policy

The abuse and misuse of E-Mail is a serious problem, and VipOr-Marketing.net will not tolerate it in anyway. Report any SPAM mail to and it will be dealt with in the appropriate manner.

Links To Third Party Sites

The VipOr-Marketing.net Site may contain images of and links to third party Web sites ("Linked Sites"). The Linked Sites are not under the control of VipOr-Marketing.net and VipOr-Marketing.net is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. VipOr-Marketing.net is not responsible for webcasting or any other form of transmission received from any Linked Site nor is VipOr-Marketing.net responsible if the Linked Site is not working appropriately. VipOr-Marketing.net is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by VipOr-Marketing.net of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.